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Masshealth requires much information, to a point.

11/6/2018

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Question:  My Father is entering a nursing home.  Filling out the Masshealth application, it asks about his bank accounts.  We aren’t sure about all of his account details.  If we don’t list everything properly, will Masshealth know?  Will there be trouble, if we give incomplete information?

Answer:  Trying to gather all the information needed for a Masshealth application is hard.  Years of insurance, income, real estate and financial account details are all required.  You will also be asked to sign an affidavit affirming your information is true and complete.  I understand your hesitance.  So, how do you proceed?

First, do your best.  That is all Masshealth asks of you.  Your affidavit will be limited to the best of your knowledge. However, some applicants forget to list bank accounts (innocently or intentionally).  In an effort to reduce such omissions, Masshealth began a program to share information with certain banks. 

Bank of America, for instance, allows Masshealth to run names against their accountholder database.  If your Father had accounts with Bank of America, Masshealth will find them.  As for the rest of his financial information, watch the mail for the next 30 days.  You may receive bank account statements you didn’t expect.  Either way, give it your best shot, and you can’t lose.
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